
Get Preapproved
Meet with a lender and get your pre-approval letter. Make sure you get all of your ducks in a row & know what your monthly payment will be before you start shopping.

Start Hunting!
Now that you know exactly what you can afford, it's time to start shopping. Our team will search for homes for you and send you any off-market properties we come across before anyone else sees them.

Make an Offer
Now that you've found the home you love, it's time for us to make an offer. Together with our team, we will determine a price and terms that make sense for all parties. Continue reading to learn more!

Your offer was accepted! Escrow will now be opened and the escrow and inspection process will begin. This timeline will depend on what dates we write into the contract.
A contingency is a condition that must be fulfilled before the sale of a home can close. In California, these conditions are found in the buyer’s offer.
*All contingencies must be removed in writing and signed off. Until that happens, the buyer will retain a right to cancel based upon the open contingency.
Contingency One | Investigations
In California, the default inspection contingency gives the buyer a little more than two (2) weeks – 17 days – to complete all inspections. In order to be competitive, we may discuss shortening this timeframe. This includes: completing all Buyer Investigations; reviewing all disclosures, reports, lease documents to be assumed by Buyer pursuant to paragraph and other applicable information, which Buyer receives from Seller; and approving all matters affecting the Property.
Contingency Two | Appraisal
Appraisals are used to estimate a property’s value. Appraisers are appointed by the bank at random, and they use the property’s location, condition, and the current market to determine its appraised value. The Appraisal Contingency allows the buyer to walk away from the purchase contract if the property’s appraisal comes in lower than the contract price (unless otherwise negotiated on). If buyers decide to waive the appraisal contingency, they are agreeing to pay the full sales price—even if the appraisal comes in lower than the property’s contract price.
Contingency Three | Loan
A loan contingency is put in place to protect buyers if they are unable to obtain mortgage financing for any reason. Most buyers in California are pre-approved before shopping for homes, but this contingency is still often necessary to protect California buyers if their qualification is particularly tight or complex.

Schedule a Buyer Consultation
We would love to sit down with you either in person or via Zoom and discuss your goals, as well as the process.
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Start the Preapproval Process
If you're not ready to meet, feel free to reach out and we will connect you with one of our trusted lending partners. A common misconception is that you have to pull credit right away- you do not have to pull credit to get the ball rolling!
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